Terms & Conditions Policy

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By availing the loan facility offered by JMD Finance, you agree to the following terms and conditions. This loan facility is extended to individuals who meet the eligibility criteria set forth by JMD Finance. The maximum loan amount is subject to approval based on your creditworthiness and financial standing. The interest rate applicable to your loan will be determined based on prevailing market rates and your credit profile at the time of application. You are required to repay the loan amount in equal monthly installments over the agreed-upon loan tenure.

Additionally, you may be subject to various fees and charges, including processing fees and loan origination fees, as outlined in the loan agreement. Depending on the loan amount and risk assessment, JMD Finance may require collateral to secure the loan. Failure to make timely payments may result in penalties, such as late fees and increased interest rates, and could lead to legal action to recover the outstanding amount.

You have the option to prepay the loan partially or in full, subject to prepayment penalties, if applicable. Upon approval, loan funds will be disbursed directly to your designated account. JMD Finance reserves the right to terminate the loan facility and demand immediate repayment in the event of default or breach of any terms and conditions.

This loan facility agreement is governed by the laws of the jurisdiction where JMD Finance operates. JMD Finance may modify these terms and conditions with prior notice to you. All communication regarding the loan facility will be conducted through the contact information provided by you at the time of application. By availing this loan facility, you acknowledge and agree to abide by these terms and conditions set forth by JMD Finance.