Have questions? Look here (FAQs)
JMD Finance provide these type of services Personal Loan, Business Loan, Home Loan, Loan Against Property, Car Loan, Credit Cards, and Insurance etc.
In India, there is no limit on how many loans a person can take. Can I take 2 Home Loans? Yes, if you are capable of paying 2 Home Loans, you can avail of 2 Home Loans. However, remember that Home Loans are big-ticket loans and therefore, lenders exercise excessive care and scrutiny while sanctioning these loans.
You must have a regular source of income to avail a personal loan whether you are a salaried individual, self-employed business person or a professional. A person’s eligibility is also affected by the company he/she is employed with, his/her credit history his/her residential location and other factors as per the lender’s criteria.
Personal loans feature tenure of 1 year to 5 years or 12 to 60 months. In rare cases, shorter or longer personal loan tenures may be allowed by the borrower on a case by case basis.
It is always a good idea to compare the offers of individual banks before you decide to settle on a specific provider. Use online tools like the loan eligibility calculator and personal loan EMI calculator to find the loan option that suits you the best. Some of the key factors to consider when deciding on a loan provider include interest rates, loan tenure, processing fees and others.
Once you get approved for a personal loan, you may either receive an account payee cheque/draft equal to the loan amount or get the money deposited automatically into your savings account electronically.
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JMD Finance is a leading provider of financial services, dedicated to empowering individuals and businesses with tailored solutions to meet their diverse needs.